Bankruptcy can work wonders for you!
You have worried enough. You have suffered sleepless nights. Let me take it over from here. I’ll make the harassing phone calls stop. I will stand up to those ruthless debt collectors. I will make your debt go away and let you get your life back to enjoy with your family. No one needs to live like this. And I won’t allow it.
Chapter 7 Bankruptcy completely discharges credit card debt, all of it, and all of the accumulated interest and late fees. Period. Forever. Done.
That’s right. And the same applies to most other unsecured debt such as personal loans, past due bills, medical bills and even old tax debt.
Get a fresh start and rebuild your credit
The Bankruptcy Laws are federal laws. Your Congress and Senate are responsible for passing and creating these laws and amendments. Why do bankruptcy laws even exist? They exist to protect you. To give you a fresh start. Wipe your credit report clean and rebuild your credit score so that you can finance that new car or mortgage in the future.
And, it takes much less time than you think. In fact most people’s score shoots up a hundred points within the first year after receiving their discharge in bankruptcy. Why? Because you have no more delinquent debt on your credit report that hammers your score each month. Plus, your debt to income ratio is fixed overnight. You become a good credit risk quite simply. In fact many of my clients start getting new credit card offers in the mail within months.
This is a no BS zone.
By the way, this is being written by me, Attorney Richard D. Smeloff. I have no fancy advertising agency or writers. I will give you the real truth about how to get you out of financial difficulty. I have been helping people get out of debt since 1994. Thousands of people and families are leading stress free financially stable lives as a result of our hard work and legal counsel.
The fact is, after we sit down in the office and I evaluate your unique financial and family circumstances, I can tell you precisely what we can do for you and what we can’t do for you. I will tell you exactly how much it will cost and I’ll put it in writing.
Today, we have grown to be Massachusetts largest consumer bankruptcy firm.
Smeloff and Associates files more consumer bankruptcy cases than any other law firm in Massachusetts. And it’s not easy. We have to know the law. Get it right and give you the respect and attention you need. Get the work done, and keep your costs down. We have to be better than the other law offices or we aren’t happy with ourselves.
Also, and I mean this, feel free to call me directly on my cell phone day or evening and week ends: (781) 588-5035 to hear it straight from the proverbial horse’s mouth. It won’t cost you a nickel. Try us.
David vs. Goliath
Credit card debt is very, very difficult to pay down due to the high interest rates charged. If it seems like you just keep paying and paying every month but the bill never goes down, that is because it just doesn’t.
Consider this: If you have $25,000 on your credit cards at an 18 percent interest rate, and you pay the minimum payments, it will take you 134 years to pay it off. I don’t make this stuff up! Plus, the amount you would eventually pay back would exceed $294,000. There is a reason these Wall Street Bankers pay themselves million dollar bonuses and fly private jets.
Ok, so let’s get started so the phone calls will stop!
Here is the roadmap to get this done for you: call me and we will set up a time for you to come into one of our 10 conveniently located satellite offices. We will sit down and analyze and explain everything to you. Once you decide you are comfortable our office will prepare your case, review it with you in detail and file it electronically with the U.S. Bankruptcy Court. There will be a 341 meeting with the Trustee and then you will be issued an official court ordered discharge of your debts, and you will move on and get your life back with your family and have a fresh start.
Our toll free number is 1-800-449-1979. It never hurts to call and find out.
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