Kingston MA Bankruptcy Lawyer

Getting Help With Chapter 7 And Chapter 13 Bankruptcy In Kingston, MA

Reaching out to get the legal advice you need when filing for bankruptcy is an important first step in the process. At Smeloff & Associates, we have helped more than 20,000 people in Kingston MA and surrounding areas with their Chapter 7 or Chapter 13 bankruptcy cases.

Our goal is to ensure that you receive the debt relief you need to stop foreclosure, save your vehicle from repossession, and to help you to eliminate overwhelming debt from medical bills, student loans, and mortgages. We will work with you each step along the way to provide information and legal support you need.

The Difference in Chapter 7 and Chapter 13 Bankruptcy in Kingston, MA

Generally, individuals and families will have two options for bankruptcy and they include a Chapter 13 bankruptcy or Chapter 7. Both allow you to eliminate debt, but Chapter 13 is for those that have the income and ability to catch up on payments and stay current, eliminating debt with a repayment plan that lasts three to five years.

Our Chapter 7 bankruptcy attorneys will assist with your liquidation bankruptcy if you qualify for this option. They will ensure that exempt assets are not included in the liquidation, and will also ensure that all eligible debts are included in the plan. At the end of the process, which is typically only months from filing to discharge, you will begin to start building your credit again, and we are here to help.

If you are thinking about filing for bankruptcy in Kingston, MA, meet with our attorneys first. Just call and schedule an appointment, and we will work with you to get your finances back on track. Please give us a call.

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